Phases vs a through-line
Most people live in phases without choosing to. Learn, earn, retire, and if there's time, then turn toward whatever deeper questions got postponed. The model gets inherited without much examination.
Something seems to get left out in each phase. The learning years can pass before it becomes clear the learning was pointed in the wrong direction, often that only shows up once the earning begins. The earning years can quietly pull a person away from anything spiritually grounding. Each phase seems to absorb the attention completely. The rest waits.
The harder part is that the years aren't recoverable. A decade pointed in the wrong direction doesn't get refunded by the next phase. And the later phases aren't guaranteed to arrive at all.
The alternative may not be doing everything at once. It might be getting clear early on about what actually matters, and letting learning and earning take shape around that. The values do the filtering. The phases become weights instead of walls.
What those values are is its own question, and probably a slow one. But the sense that they should come first seems to hold, even before the rest is worked out.